Lotte Schou-Zibell

Advisor, Office of the Director General, ADB South Asia Department

Lotte provides technical leadership for innovative approaches to inclusive finance, finance sector development, and infrastructure finance; and on One ADB approach to projects. Prior to her current position, Lotte was the Regional Director of the Pacific Liaison and Coordination Office. She was also Chief of Finance Sector Group of the Sustainable Development and Climate Change Department. Prior to joining ADB, she was Director for International Economic Policy at the Swedish Ministry of Finance, a financial supervision and regulation expert at the Swedish Financial Supervisory Authority and central bank, and an IMF consultant.

ATMs in a shopping center in Jakarta, Indonesia.

Fintech is the Game-Changer for Financial Inclusion in Asia

Innovations in ICT and the emergence of new fintech players are accelerating financial inclusion much more rapidly than at any other time in history.

Lotte Schou-Zibell

Blockchain is creating new ways for people to make transactions.

How Blockchain can Revolutionize Access to Finance

Blockchain is transforming financial transactions – with far-reaching implications for the unbanked.

Lotte Schou-Zibell

Can blockchain-based technologies simultaneously offer trust and privacy?

How Secure is Blockchain?

Blockchain can be robust, secure, and trusted – as long as the technology is executed properly.

Lotte Schou-Zibell, Nigel Phair

Consumers unaware of all cybersecurity permutations are especially vulnerable to hacking.

Cyber-Insecurity: The Dark Side of Digital Financial Services

Digital financial service providers and regulators must work together to secure an open, digital financial ecosystem.

Lotte Schou-Zibell, Nigel Phair

AfDB wants to equip 100,000 rural households with pay-as-you-go solar home systems by 2020.

New Solutions for Closing the Global Infrastructure Gap

Participants at the Global Infrastructure Forum 2018 agreed that scaling up infrastructure investment requires nuance, innovation, and cooperation.

Lotte Schou-Zibell

Cyber Insurance: Creating a Culture of Risk Management

As companies increasingly turn to insurance against cyber attacks, insurance firms are figuring out how to quantify such risk.

Lotte Schou-Zibell, Nigel Phair

Good cyber security is crucial for the whole fintech ecosystem. Photo by Jonas Leupe on Unsplash.

Sandboxing Cyber Risk to Achieve Digital Financial Inclusion Through Fintech

Adopting international standards can help include cyber risk in fintech regulatory sandboxes.

Lotte Schou-Zibell, Nigel Phair

Hundreds of millions of people live on the cash economy without the benefits of banking, affordable credit and other financial services.

Digital Solutions for Financial Inclusion

Worldwide, there are 1.7 billion people who are outside of the formal banking and financial system. They struggle with high fees and risky systems to undertake even simple financial transactions. Digital innovations offer new ways to bring them out of financial darkness.

Lotte Schou-Zibell