Lotte Schou-Zibell

Advisor, South Asia Department, ADB

Lotte provides technical leadership for innovative approaches to inclusive finance, finance sector development, and infrastructure finance; and on One ADB approach to projects. Prior to her current position, Lotte was the Regional Director of the Pacific Liaison and Coordination Office. She was also Chief of Finance Sector Group of the Sustainable Development and Climate Change Department. Prior to joining ADB, she was Director for International Economic Policy at the Swedish Ministry of Finance, a financial supervision and regulation expert at the Swedish Financial Supervisory Authority and central bank, and an IMF consultant.

Banks in rural and remote areas can benefit greatly from cloud-based services. Photo: ADB

Cloud Computing Can be a Key Enabler of Financial Inclusion

Cloud-based services can provide solutions for banks and other financial institutions that serve the poor and people in remote areas.

Lotte Schou-Zibell, Arndt Husar

In many countries, COVID-19 has pushed people toward the use of digital tools such as mobile devices for financial transactions. Photo: Quaid Lagan

COVID-19 Has Created Digital Opportunities in the Pacific

The pandemic is changing consumer behavior and expectations in the Pacific, particularly when it comes to using digital tools for financial transactions.

Lotte Schou-Zibell, Nigel Phair

Remote communities in the Philippines are gaining access to banking services through the use of cloud-based technology. Photo: ADB

Creating a Digital Path for the Unbanked

In the Philippines, cloud-based technology is being used to address the financial exclusion that helps fuel poverty and inequality.

Lotte Schou-Zibell

Cyber Insurance: Creating a Culture of Risk Management

As companies increasingly turn to insurance against cyber attacks, insurance firms are figuring out how to quantify such risk.

Lotte Schou-Zibell, Nigel Phair

Consumers unaware of all cybersecurity permutations are especially vulnerable to hacking.

Cyber-Insecurity: The Dark Side of Digital Financial Services

Digital financial service providers and regulators must work together to secure an open, digital financial ecosystem.

Lotte Schou-Zibell, Nigel Phair

Hundreds of millions of people live on the cash economy without the benefits of banking, affordable credit and other financial services.

Digital Solutions for Financial Inclusion

Worldwide, there are 1.7 billion people who are outside of the formal banking and financial system. They struggle with high fees and risky systems to undertake even simple financial transactions. Digital innovations offer new ways to bring them out of financial darkness.

Lotte Schou-Zibell